Full-time employees are entitled to the following benefits:
Paid Time Off (PTO) is a flexible option which combines personal days, sick time, and vacation benefits. It gives employees the increased flexibility to balance work and family life; employees can decide how they want to make use of their time.
Employees are entitled to eleven paid holidays.
Coverage is available for employee, spouse, and children, effective the first of the month following the date of hire. Employees pay approximately 20% of the monthly premium; KCM pays approximately 80% of the monthly premium.
KCM has a self-funded HRA to cover employee health insurance deductible expenses, offered to employees at no cost.
KCM offers an HSA for employees who wish to have an alternative to the HRA. Deductible and other health expenses can still be reimbursed through an HSA, but unused employee funds roll over from year-to-year.
Dental coverage is provided and KCM pays 100% of the monthly premium.
KCM also provides vision coverage, paying 100% of the monthly premium.
Employees are provided a robust wellness program which includes reimbursement for many wellness expenses (up to $750 per year).
KCM provides life and accidental death & dismemberment insurance in the amount of $100,000 at no expense to the employee. Life and AD&D coverage are also offered for spouse and dependent children, with additional voluntary options available as well.
Eligible employees are offered KCM self-funded short-term disability benefits paid directly through payroll.
Employees are also provided with insured income protection for a sustained period of disability through our long-term disability plan.
After a 60-day waiting period, KCM matches 50 cents on every dollar contributed by employees up to the maximum annual contribution set by the IRS. KCM’s plan also allows the company the ability to make discretionary match contributions.
Employees may be eligible for reimbursement of the cost for specific certification programs that are required or important for possible development / advancement in the company. These certification programs include:
The link above leads to the machine-readable files that are made available in response to the Transparency in Coverage Rule. This information includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers, consistent with federal guidance. The machine-readable files are formatted to allow researchers, regulators, and application developers to access and analyze data more easily. These files are extremely large and likely to exceed internal limits for KCM’s network. As a result, if you are an employee of KCM and wish to access and/or download these publicly available files, you must not use the KCM network or the computer that has been issued to you by KCM for that purpose.
The machine-readable files are updated regularly by Cigna. If the link above does not work they are also available on www.cigna.com.